Identity theft is real. Watch who calls your home/cell/email, asking you to do or say anything. This just one student loan scam been tried on me just the other day. It may seem easy to spot this as a scam because you’re educated. Ask yourself this "is all your family members as smart as you?" if not they may pick up the phone give all your info out to companies they "think" are legitimate. This just one of many scams & identity theft attempts been tried on me personally over the past few months. It’s not all about money either; your name is worth more than your credit card to some organizations. This is just a warning to help you prevent from getting trapped in a bad situation seeing as I know some you may just be leaving college or still in school. 

From the Electric Eye to The AIDS Vaccine, here are some 2009 best inventions. Still use condoms gentlemen & ladies, as you can see from this quote the AIDS vaccine "reducing infection 31% among those receiving the regimen vs. those getting a placebo". So you have a 69% chance of the vaccine not working with your body system.

Time's The 50 Best Inventions of 2009